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Personal Finance / iOS

Basic Checkbook

Know Your Balance.
Always.

A modern checkbook register that brings clarity to your finances. Track every transaction, reconcile in seconds, and always know exactly where you stand.

Basic Checkbook showing multiple bank accounts
Basic Checkbook ledger view

Your bank account,
your way.

No syncing. No subscriptions. No nonsense. Basic Checkbook is the straightforward digital register your parents' bank used to print, built for a phone, with a running balance that updates instantly.

Most finance apps want to connect to your bank, push notifications at you, and sell you services. Basic Checkbook doesn't. It's just a ledger... fast, private, and completely offline.

Features / Built In

Real Running Balance

See your true balance update with every entry, not just what's cleared at the bank.

Recurring Transactions

Schedule bills, income, and transfers so nothing catches you off guard.

Bank Reconciliation

Mark transactions as cleared and reconcile against your bank statement in seconds.

Multiple Accounts

Checking, savings, cash, credit, keep every account in one register, each with its own balance.

Search & Filter

Find any transaction by amount, date, or note. Past entries are always one tap away.

Import & Export

CSV import and export, bring your history with you, or take it anywhere.

iCloud Sync

Your register stays in sync across iPhone and iPad, no account, no servers, no setup.

Private & Offline

Works fully offline. No bank login, no analytics, no tracking, your data stays on your device.

Smart Projected Balance

Forecast your next 30, 60, or 90 days. Basic Checkbook scans 90 days of activity and surfaces recurring bills, paychecks, and subscriptions automatically. Tap any Detected item to lock it in.

Light & Dark Mode

Choose System, Light, or Dark in Settings, Appearance. Bright and clean by day, easy on the eyes at night.

Receipt Photos

Snap a receipt with the camera or pull one from your library, then attach it to any transaction. Pinch to zoom, double-tap to fit. The paper trail follows the entry.

Face ID & Passcode

Lock the register behind Face ID, Touch ID, or a custom passcode. Biometric data stays with Apple. We never see it.

Version 6.0

What's new.

01 Projected Balance: Forecast your balance 30 to 90 days ahead based on scheduled transactions. (Premium)
02 Receipt Photos: Attach a photo of any receipt to its transaction for a tap-away record. (Premium)
03 Smarter Keyboard: The number pad now dismisses automatically after entry.
04 iCloud & Performance: Refreshed sync status, better large-file handling, and across-the-board speed.
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